For decades we have been representing people seriously injured in car accidents and representing families who have lost loved ones in car accidents. Every case is tragic and in every case there has been a tremendous impact on the families. Too often, however, the at-fault party either had no insurance coverage at all or minimal coverage of $10,000. When that happens, justice is denied and there is no financial recovery at all. To avoid that, it is essential that you buy as much uninsured/underinsured motorist coverage as you can afford. “UM” coverage as it is known will cover you when the at-fault driver has little or nothing. Don’t wait until it's too late. Review your policy now or call your agent and find out how much you have. It's not that expensive and it's the best possible protection for you and your family if you are ever in a car accident.