Miami Car Accident Lawyers
Experienced Car Crash Attorneys Serving South Florida
Navigating the aftermath of a car accident can be tricky.
You may not receive just compensation without the help of a Miami auto accident lawyer. At Stewart Tilghman Fox Bianchi & Cain, P.A., we thrive on helping our clients obtain compensation for their injuries. In fact, due to our limited caseload, we are able to devote more time, energy, and resources to our clients' cases than many other firms can. With more than 100 years of collective legal experience, our law firm is capable of representing clients not only in Florida but around the nation as well. We have been rated "Best Law Firms" by U.S. News for Personal Injury.
Begin your fight for compensation by calling (305) 770-6335!
Personal Injury Protection (PIP) Claims in Miami, FL
Personal injury protection is insurance coverage that provides for your medical expenses and living costs after a crash, regardless of who was at fault. PIP claims help cover virtually all major recovery needs, including medical costs, lost wages, funeral expenses, and replacement services necessitated by your injuries (e.g. nurse care, cleaning services, etc.).
To file a PIP claim, you need to report your injuries within two weeks of your accident.
Any treatment you get after that two-week period will not be covered by PIP insurance. You will be reimbursed up to $2,500 for your medical care. PIP covers up to $10,000 if you have an emergency medical condition, but you need a qualified medical practitioner to verify if you have an EMC. Filing a PIP claim with your own insurance company is one of the basic steps your Miami car accident attorney will need to take to help you recover what you need—but you need to act fast. You only have 14 days from the day of the accident to get your expenses reimbursed.
Miami Gap Insurance Claims for Car Accidents
If you have car insurance with comprehensive or collision coverage, you may be able to recover money from your totaled vehicle through gap insurance. In some cases, someone in a car accident may total a car that's worth less than the money they owe their lender. Let's say someone's vehicle is worth $15,000, but they owe $18,000 on the loan. A gap insurance claim will reimburse you for the $3,000 difference. Our Miami injury lawyers uncover of dozens of opportunities like this through our investigation: avenues of potential recovery that most people may not be aware of. These opportunities add up into a car accident claim that could mean the difference between a life of hardship and a life of financial security.
Want to learn about the recovery opportunities hidden in your insurance claim? Call our car accident attorneys in Miami, FL, today! Dial (305) 770-6335 or use our short online form.
Do I Really Need a Miami Auto Accident Lawyer?
It's better to ask yourself if you want to spend money paying for someone else’s mistake. Lawyers fight for compensation for medical bills, months of lost work, and future treatment. If you’re unsure of how you’re going to pay for your medical care, you can’t afford not to have an attorney—a legal claim may be the only recourse you have to recover your losses.
Every car accident claim has two numbers attached to it. One number is the actual worth of the claim—the amount that you would receive in a perfect world where all the facts are known and provable. The second number is how much an insurance company or at-fault driver will actually pay you for your losses in a car accident. The second number is always smaller than the first number, creating a gap. That gap impacts your life for decades, sometimes for the rest of your days. The gap determines if you'll need to borrow money from your parents or friends, if you'll spend the rest of your life in deep debt, or if you'll be able to provide for your spouse or children. A lawyer’s job is to get you as much as possible to give you a stable, secure future. The Miami car accident lawyers at Stewart Tilghman Fox Bianchi & Cain, P.A. empower our clients to close the gap, helping them get the money they need to rebuild their lives.
Benefits of Working with Stewart Tilghman Fox Bianchi & Cain, P.A.
The lawyer you choose will determine how big the gap is in your car accident claim. Just as importantly, the law firm you choose will determine how your case will be handled. Large-scale firms will draw you in with a big-name attorney, then pass you off to an associate for the duration of your case. They'll treat your case like a number because, to them, car accident claims are about quantity. They'll file a claim under your PIP insurance for medical care and property damage, get you whatever the insurance company offers you, take their piece, and leave you behind.
Stewart Tilghman Fox Bianchi & Cain, P.A. is different.
Our Miami car accident lawyers are part of a focused team. We keep our caseload small, allowing us to focus our resources and attention on each case. As a result, our claims are able to sue for far more than just PIP claims and property loss. Our claims often include lost wages, lost compensation, diminished value, and even the cost of your car rental.
Compensation for car accident claims include:
- Medical expenses (short- and long-term)
- Lost wages during the recovery period
- Loss of lifetime income from injuries
- The cost of a vehicle's diminished value
- Pain and suffering
- Diminished quality of life
Most importantly, we handle cases like trial lawyers ought to. Between the few of us, our firm has resolved hundreds of jury trials and obtained even more settlements, winning millions for our clients in the process. We prepare each case for court, forcing defendants to reckon with our clients fairly and promptly. Our auto accident law firm has handled some of the highest-profile cases in the nation's history, investigating car accident cases that are regularly in the news. Our Miami car accident attorneys include legends in the field of personal injury, many of whom will contribute to your case one way or another. If you need the sort of lawyers who want to change your life forever, STFBC is the firm to call.
Learn your legal options and get started on your case: call (305) 770-6335 or use our online form to get a free consultation from one of our Miami car accident lawyers.
What Caused Your Car Accident?
One of the leading causes of car accidents is driver error. With the prevalence of technology, car accidents caused by distracted driving have skyrocketed. Even if it was caused by a driver's negligence, proving that they are liable for your injuries, damaged property, and more can be complicated, especially if there are multiple vehicles and variables involved.
Some common causes of car accidents include:
- Distracted Driving
When the general public imagines causes of auto accidents, most people think about drinking and driving. While drunk driving is a pervasive problem, distracted driving may be a worse issue due to its prevalence. At any point in time, an approximate 660,000 drivers are trying to use their cells behind the wheel. In fact, cell phone use while driving is the cause of 1.6 million crashes each year. This makes texting and driving six times more likely to cause a car crash than drunk driving. However, the most horrifying statistic stems from teenage drivers. 11 teenagers are killed daily due to texting and driving. When tallied over 12 months, texting kills over 4,000 teens every year.
Arguably one of the most avoidable causes, speeding causes car accidents every single day. When a passenger vehicle is traveling at 10 mph over the speed limit, he or she may be unable to react to the flow of traffic properly. When speeding is done at night or in terrible weather conditions, the chances of crashing are increased exponentially. Drivers are always taking in their surroundings—and, whether they know it or not, they have perceived expectations.
When a person changes lanes, they make an informed decision based on the flow of traffic and speeds. When a person is traveling 15 mph over the speed limit toward a car wanting to change lanes into their path, the transitioning vehicle may improperly deduce the speed of the oncoming vehicle based on the perceived speed limit. This means they may make a correct maneuver without knowing a speeding car is approaching, which can result in a catastrophic crash. Among the accidents our Miami car accident attorneys investigate, these are among the most common.
- Drunk Driving
The #1 killer in American-related traffic accidents is drunk driving. Every weekend, thousands of people get behind the wheel intoxicated. The worst part of drunk driving is the fact that it injures or kills innocent people who are just driving down the road. In 2015, 16% of the 1,132 traffic deaths of kids aged 0 to 14 involved an alcohol-impaired driver. If you have been the victim of a drunk driving accident, you have the right to receive full compensation concerning your case.
- Reckless Driving
Reckless driving is any driving being performed by a person who is not consciously aware of the damage their car can do to themselves and others. While some reckless behavior is frivolous, other forms can be small mistakes with severe consequences. Reckless driving can be as simple as not using a turn signal when changing lanes. The driver’s actions show that he or she is not thinking or caring about consequences, thus choosing to switch lanes without warning other drivers. For this reason, lane changes are the number one cause of car accidents involving reckless driving.
- Drowsy Driving
If a person’s ability to drive is inhibited to the point where they are not alert of the motorists around them, their driving is an inherent threat to other cars. Drowsy driving is especially prevalent among truck drivers who are overworked. Some truck companies are known for encouraging their drivers to work over federally allotted hours. Truck operators will then drive their rigs while tired and drowsy—drastically increasing their chance of causing a truck accident. Commercial motor vehicles usually triple the weight of an average car, so when a drowsy trucker hits a smaller car, the result is not good. This is why truckers and citizens must be wary of driving while tired or sluggish.
But it's not just drivers that are in danger when an accident occurs. Florida saw a slight decrease from 2021 to 2022 in pedestrian deaths — 833 to 824 — and yet the state remains in 3rd place across the nation behind only California and Texas. While many of these are preventable accidents caused by driver error, some circumstances, such as inclement weather, may not be the fault of anyone in the accident. However, full and fair financial compensation can still be pursued.
Miami Car Accident Lawyers. 100+ Years' Combined Exp.
Since 1984, our law firm has recovered hundreds of millions on behalf of our clients, many of whom suffered injuries in an auto accident. The day you speak to us, we will launch our own investigation into your circumstances, ensuring you aren't put at a disadvantage by the opposing side. We represent clients in Florida as well as nationwide. As a small firm with a limited caseload, we are able to devote extensive time and energy to each case. However, our size is no indication of our capabilities. We have represented clients in the Bahamas, Australia, France, England, Peru, and beyond.
For a free case evaluation, fill out our online form or call (305) 770-6335. Our Miami car accident attorneys are standing by to lay out your legal options and get you started.
Miami Car Accident FAQ
What Does a Miami Car Accident Lawyer Help With?
While an insurance claim can help someone recover losses from an accident, a car accident lawsuit gives them the ability to pursue a negligent party to the full extent of damages. A car accident lawyer can help a person obtain compensation for medical bills, lost wages, the loss of earning capacity, pain, suffering, and so much more.
How Long Do I Have To Get a Lawyer After a Car Accident in Florida?
According to the statute of limitations in Florida, you have a limited time to pursue a lawsuit after a car accident. While it's important to prioritize medical treatment for your injuries, you should also start your car accident claim as soon as possible. A lawsuit must be filed within four years of the accident. A Miami auto accident lawyer can help get you the financial compensation you deserve for the injuries you sustained during the accident as well as any damage that may have occurred to your property, including your vehicle.
An Insurance Company Offered a Settlement Quickly. Should I Take It?
No. Sometimes, insurance companies offer settlements early in the hopes that a person will accept it. After receiving a settlement, a person releases the insurance company from further obligations. Speaking with a lawyer will help you decide if your settlement offer is fair and what you’ll need to recover from your accident.
How Is Fault Determined in a Car Accident?
Fault in a car accident is determined by considering evidence such as police reports, witness statements, and accident reconstruction. Florida's comparative negligence law may also play a role, where your compensation can be reduced by your percentage of fault in the accident.
Can I Recover Compensation If I Was Partially At Fault For a Car Accident?
Yes, under Florida's comparative negligence rule, you can still recover compensation even if you were partially at fault. However, your compensation amount will be reduced by the percentage of fault attributed to you.
What If the Other Driver in the Accident Is Uninsured?
If the other driver was uninsured, you might still have options for recovery through your own insurance policy, especially if you have uninsured motorist coverage. Stewart Tilghman Fox Bianchi & Cain, P.A. can help determine your options.
What Is PIP Insurance?
PIP stands for personal injury protection. A PIP insurance policy is something a person can have and use when they need it. Notably, PIP claims require a person to seek compensation for accident damages from their insurer rather than the at-fault party’s insurer. Florida's no-fault insurance system requires drivers to carry PIP insurance.